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Public Provident Fund Account


  • Minimum deposit ₹ 500/- & Maximum deposit ₹ 1,50,000/- in a Financial year.

  • Loan facility is available from 3rd financial year upto 6th financial year.

  • Withdrawal is permissible every year from 7th financial year.

  • Account matures on completion of fifteen complete financial years from the end of the year in which the account was opened.

  • After maturity, account can be extended for any number for a block of 5 years with further deposits.

  • Account can be retained indefinitely without further deposit after maturity with the prevailing rate of interest.

  • The amount in the PPF account is not subject to attachment under any order or decree of a court of law.

  • Deposit qualifies for deduction under Sec.80-C of I.T.Act.

  • Interest earned in the account is free from Income Tax under Section -10 of I.T.Act.

Click for Scheme Rule( 1968 and 2019 ) 

Click for Scheme Forms.

Click for Interest Rate.

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National Savings Institute, Ministry of Finance (DEA) Govt. of India First Floor,ICCW Building.4,Deen Dayal Upadhayaya Marg,New Delhi-110002.
E-mail ID : nsi[at]nsiindia[dot]gov[dot]in