Interest Rate on National Savings Schemes

Scheme Wise Interest Rate

w.e.f. 1^st April 2022 onwards

	2022 - 2023				2023- 2024				2024- 2025
	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
Savings Account	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0
1 Year Time Deposit	5.5	5.5	5.5	6.6	6.8	6.9	6.9	6.9	6.9	6.9	6.9
2 Year Time Deposit	5.5	5.5	5.7	6.8	6.9	7.0	7.0	7.0	7.0	7.0	7.0
3 Year Time Deposit	5.5	5.5	5.8	6.9	7.0	7.0	7.0	7.1	7.1	7.1	7.1
5 Year Time Deposit	6.7	6.7	6.7	7.0	7.5	7.5	7.5	7.5	7.5	7.5	7.5
5 Year Recurring Deposit	5.8	5.8	5.8	5.8	6.2	6.5	6.7	6.7	6.7	6.7	6.7
5 Year Senior Citizens Savings Scheme	7.4	7.4	7.6	8.0	8.2	8.2	8.2	8.2	8.2	8.2	8.2
5 Year Monthly Income Account	6.6	6.6	6.7	7.1	7.4	7.4	7.4	7.4	7.4	7.4	7.4
5 Year National Savings Certificate	6.8	6.8	6.8	7.0	7.7	7.7	7.7	7.7	7.7	7.7	7.7
Public Provident Fund	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1
Sukanya Samriddhi Account Scheme	7.6	7.6	7.6	7.6	8.0	8.0	8.0	8.2	8.2	8.2	8.2
Kisan Vikas Patra	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	7.0 (will mature in 123 months)	7.2 (will mature in 120 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)

w.e.f. 1^st April 2019 to 31^st March 2022

	2019 - 2020				2020- 2021				2021- 2022
	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
Savings Account	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0
1 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
2 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
3 Year Time Deposit	7.0	6.9	6.9	6.9	5.5	5.5	5.5	5.5	5.5	5.5	5.5	5.5
5 Year Time Deposit	7.8	7.7	7.7	7.7	6.7	6.7	6.7	6.7	6.7	6.7	6.7	6.7
5 Year Recurring Deposit	7.3	7.2	7.2	7.2	5.8	5.8	5.8	5.8	5.8	5.8	5.8	5.8
5 Year Senior Citizens Savings Scheme	8.7	8.6	8.6	8.6	7.4	7.4	7.4	7.4	7.4	7.4	7.4	7.4
5 Year Monthly Income Account	7.7	7.6	7.6	7.6	6.6	6.6	6.6	6.6	6.6	6.6	6.6	6.6
5 Year National Savings Certificate	8.0	7.9	7.9	7.9	6.8	6.8	6.8	6.8	6.8	6.8	6.8	6.8
Public Provident Fund	8.0	7.9	7.9	7.9	7.1	7.1	7.1	7.1	7.1	7.1	7.1	7.1
Sukanya Samriddhi Account Scheme	8.5	8.4	8.4	8.4	7.6	7.6	7.6	7.6	7.6	7.6	7.6	7.6
Kisan Vikas Patra	7.7 (will mature in 112 months)	7.6 (will mature in 113 months)	7.6 (will mature in 113 months)	7.6 (will mature in 113 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)	6.9 (will mature in 124 months)

w.e.f. 1^st April 2016 to 31^st March 2019

	2016 - 2017				2017- 2018				2018 - 2019
	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar	April-June	July-Sep	Oct-Dec	Jan-Mar
Savings Account	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0
1 Year Time Deposit	7.1	7.1	6.9	6.9	6.9	6.8	6.8	6.6	6.6	6.6	6.9	7.0
2 Year Time Deposit	7.2	7.2	7.1	7.1	7	6.9	6.9	6.7	6.7	6.7	7.0	7.0
3 Year Time Deposit	7.4	7.4	7.3	7.3	7.2	7.1	7.1	6.9	6.9	6.9	7.2	7.0
5 Year Time Deposit	7.9	7.9	7.8	7.8	7.7	7.6	7.6	7.4	7.4	7.4	7.8	7.8
5 Year Recurring Deposit	7.4	7.4	7.3	7.3	7.2	7.1	7.1	6.9	6.9	6.9	7.3	7.3
5 Year Senior Citizens Savings Scheme	8.6	8.6	8.5	8.5	8.4	8.3	8.3	8.3	8.3	8.3	8.7	8.7
5 Year Monthly Income Account	7.8	7.8	7.7	7.7	7.6	7.5	7.5	7.3	7.3	7.3	7.7	7.7
5 Year National Savings Certificate	8.1	8.1	8.0	8.0	7.9	7.8	7.8	7.6	7.6	7.6	8.0	8.0
Public Provident Fund	8.1	8.1	8.0	8.0	7.9	7.8	7.8	7.6	7.6	7.6	8.0	8.0
Sukanya Samriddhi Account Scheme	8.6	8.6	8.5	8.5	8.4	8.3	8.3	8.1	8.1	8.1	8.5	8.5
Kisan Vikas Patra	7.8 (will mature in 110 months)	7.8 (will mature in 110 months)	7.7 (will mature in 112 months)	7.7 (will mature in 112 months)	7.6 (will mature in 113 months)	7.5 (will mature in 115 months)	7.5 (will mature in 115 months)	7.3 (will mature in 118 months)	7.3 (will mature in 118 months)	7.3 (will mature in 118 months)	7.7 (will mature in 112 months)	7.7 (will mature in 112 months)

w.e.f. 1^st Dec 2011 to 31^st March 2016

	2011-2012 (w.e.f 01/12/2011)	2012-2013	2013-2014	2014-2015	2015-2016
Savings Account	4.0	4.0	4.0	4.0	4.0
1 Year Time Deposit.	7.7	8.2	8.2	8.4	8.4
2 Year Time Deposit.	7.8	8.3	8.2	8.4	8.4
3 Year Time Deposit	8.0	8.4	8.3	8.4	8.4
5 Year Time Deposit.	8.3	8.5	8.4	8.5	8.5
5 Year Recurring Deposit	8.0	8.4	8.3	8.4	8.4
Monthly Income Account	8.2	8.5	8.4	8.4	8.4
Senior Citizens Savings Scheme	9.0	9.3	9.2	9.2	9.3
National Savings Certificate VIII Issue	8.4	8.6	8.5	8.5	8.5
Kisan Vikas Patra				8.7(100 Months)	8.7(100 Months)
Public Provident Fund	8.6	8.8	8.7	8.7	8.7
Sukanya Samriddhi Account				9.1	9.2

w.e.f. 1990 to 30^th Nov 2011

	1990-91	1991-92	1992-93	1993-94	1994-95	1995-96	1996-97	1997-98	1998-99	1999-00	2000-01	2001-02	2002-03	2003-04	2004-05	2005-06	2006-07	2007-08	2008-09	2009-10	2010-11
Savings Account	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50	4.50	4.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50
Time Deposit 1 Yr.	12.00	12.00	12.00	10.50	10.50	10.50	10.50	10.50	9.00	8.00	7.50	7.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25	6.25
Time Deposit 2 Yr.	12.00	12.00	12.00	11.00	11.00	11.00	11.00	11.00	10.00	9.00	8.00	7.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50	6.50
Time Deposit 3Yr.	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	11.00	10.00	9.00	8.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25	7.25
Time Deposit 5 Yr.	13.50	13.50	13.50	12.50	12.50	12.50	12.50	12.50	11.50	10.50	9.00	8.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50
Recurring Deposit	13.50	13.50	13.50	12.50	12.50	12.50	12.50	12.50	11.50	10.50	9.00	8.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50	7.50
Monthly Income Account	14.00	14.00	14.00	13.00	13.00	13.00	13.00	13.00	12.00	11.00	9.50	9.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00
Senior Citizens Savings Scheme	Lauched in f.y 2004													9.0	9.0	9.0	9.0	9.0	9.0	9.0	9.0
NSC VIII Issue	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	11.50	11.00	9.50	9.00	8.00	8.00	8.00	8.00	8.00

National Savings Institute, Ministry of Finance (DEA) Govt. of India First Floor,ICCW Building.4,Deen Dayal Upadhayaya Marg,New Delhi-110002.
E-mail ID : nsi[at]nsiindia[dot]gov[dot]in