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The Post Office Savings Account


  • Minimum deposit ₹500.

  • No maximum deposit limit.

  • A person may open the account in his own name individually or jointly with an adult person.

  • A person may open the account on behalf of a minor of whom he is the guardian or a person of unsound mind.

  • A minor who has attained the age of 10 years may open the account independently.

  • Interest in the account up to ₹ 10,000 qualifies for deduction from Income in a financial year under section 80 TTA of Income Tax Act.

  • Facility of cheque is available.

Click for Scheme Rule( 1981 and 2019 )

Click for Scheme Forms.

Click for Interest Rate.

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National Savings Institute, Ministry of Finance (DEA) Govt. of India First Floor,ICCW Building.4,Deen Dayal Upadhayaya Marg,New Delhi-110002.
E-mail ID : nsi[at]nsiindia[dot]gov[dot]in