Interest Rate on National Savings Schemes

Upto 31^st March 2016

• National Savings Time Deposit Account Scheme

  Duration	Interest Rate on Time Deposit
  	1 Year	2  Year	3  Year	5  Year
  1 April  1987 to 31 March 1991	9.5%	10.0%	10.5%	11.0
  1 April 1991 to 30 Sep 1991	9.5%	10.0%	11.0%	11.5
  1 Oct 1991 to 15 Dec 1991	10.0%	11.0%	13.0%	13.5
  16 Dec 1991 to 1 Sep1993	12.0%	12.0%	13.0%	13.5
  2 Sep 1993 to 31 Dec 1998	10.5%	11.0%	12.0%	12.5
  1 Jan 1999 to 14 Jan 2000	9.0%	10.0%	11.0%	11.5
  15 Jan 2000 to 28 Feb 2001	8.0%	9.0%	10.0%	10.5
  1 March 2001 to 28 Feb 2002	7.5%	8.0%	9.0%	9.0
  1 March 2002 to 28 Feb 2003	7.3%	7.5%	8.3%	8.5
  1 March 2003 to 30 Nov 2011	6.3%	6.5%	7.3%	7.5
  1 Dec 2011 to 31 March 2012	7.7%	7.8%	8.0%	8.3
  1 April 2012 to 31 March 2013	8.2%	8.3%	8.4%	8.5
  1 April 2013 to 31 March 2014	8.2%	8.2%	8.3%	8.4
  1 April 2014 to 31 March 2016	8.4%	8.4%	8.4%	8.5

• National Savings Recurring Deposit Account Scheme

  Duration	Recurring Deposit
  1 April  1987 to 31 March 1991	11.0
  1 April 1991 to 30 Sep 1991	11.5
  1 Oct 1991 to 15 Dec 1991	13.5
  16 Dec 1991 to 1 Sep1993	13.5
  2 Sep 1993 to 31 Dec 1998	12.5
  1 Jan 1999 to 14 Jan 2000	11.5
  15 Jan 2000 to 28 Feb 2001	10.5
  1 March 2001 to 28 Feb 2002	9.0
  1 March 2002 to 28 Feb 2003	8.5
  1 March 2003 to 30 Nov 2011	7.5
  1 Dec 2011 to 31 March 2012	8.0
  1 April 2012 to 31 March 2013	8.4
  1 April 2013 to 31 March 2014	8.3
  1 April 2014 to 31 March 2016	8.4

• National Saving Monthly Income Account

  Duration	Interest Rate
  15 Aug 1987 to 23 April 1992	12.0%
  24 April 1992 to 1 Sep 1993	14.0%
  2 Sep 1993 to 31 Dec 1998	13.0%
  1 Jan 1999 to 14 Jan 2000	12.0%
  15 Jan 2000 to 28 Feb 2001	11.0%
  1 March 2001 to 28 Feb 2002	9.5%
  1 March 2002 to 28 Feb 2003	9.0%
  1 March 2003 to 30 Nov 2011	8.0%
  1 Dec 2011 to 31 March 2012	8.2%
  1 April 2012 to 31 March 2013	8.5%
  1 April 2013 to 31 March 2014	8.4%

• Public Provident Fund Account

  Duration	Interest Rate
  1 April to 1986 to 31 Mar 1999	12%
  1 April 1999 to 14 Jan 2000	12%
  15 Jan 2000 to 28 Feb 2001	11%
  1 Mar 2001 to 28 Feb 2002	9.5%
  1 Mar 2002 to 28 Feb 2003	9%
  1 Mar 2003 to 30 Nov 2011	8%
  1 Dec 2011 to 31 Mar 2012	8.6%
  1 April 1999 to 14 Jan 2000	12%
  15 Jan 2000 to 28 Feb 2001	11%
  1 Mar 2001 to 28 Feb 2002	9.5%
  1 Mar 2002 to 28 Feb 2003	9%
  1 Mar 2003 to 30 Nov 2011	8%
  1 Dec 2011 to 31 Mar 2012	8.6%
  1 April 2012 to 31 March 2013	8.80%
  1 April 2013 to 31 March 2016	8.70%

• National Savings Certificate

  Duration	Maturity Value
  1 May 1989 to 31 Dec 1998	201.5
  1 Jan  1999 to  14 Jan 2000	195.6
  15 Jan 2000 to 28 Feb 2001	190.12
  1 March 2001 to 28 Feb 2002	174.52
  1 March 2002 to 28 Feb 2003	169.59
  1 March 2003 to 30 Nov 2011	160.1
  1 Dec 2011 to 31 March 2012
  1 April 2012 to 31 March 2013
  1 April 2013 to 31 March 2014
  1 April 2014 to 31 March 2016

• Senior Citizen’s Savings Schemes

  Duration	Interest Rate
  2 Aug 2004 to 30 Nov 2011	9.0%
  1 Dec 2011 to 31 March 2012	9.0%
  1 April 2012 to 31 March 2013	9.3%
  1 April 2013 to 31 March 2015	9.2%
  1 April 2015 to 31 March 2016	9.3%

• Kisan Vikas Patra

  Duration	Maturity Duration
  23 Mar 1988 to 15 Dec 1991	5 year 6 month
  16 Dec 1991 to 23 April 1992	2100
  24 April 1992 to 1 Sep 1993	5 year
  2 Sep 1993 to 31 dec 1998	5 year 6 month
  1 Jan 1999 to 14 Jan 2000	6 year
  15 Jan 2000 to 28 Feb 2001	6 year 6 month
  1 March 2001 to 28 Feb 2002	7 year 3 months
  1 March 2002 to 28 Feb 2003	7 year 8 months
  1 March 2003 to 30 Nov 2011	8 year 7 months
  18 Nov 2014 to 31 March 2016